{"id":329,"date":"2019-06-05T12:39:22","date_gmt":"2019-06-05T11:39:22","guid":{"rendered":"https:\/\/taxfix.com\/en-uk\/?page_id=329"},"modified":"2026-10-28T16:29:04","modified_gmt":"2026-10-28T16:29:04","slug":"uk-capital-gains-tax-rates-calculator","status":"publish","type":"page","link":"https:\/\/taxfix.com\/en-uk\/calculator\/uk-capital-gains-tax-rates-calculator\/","title":{"rendered":"UK Capital Gains Tax rates calculator"},"content":{"rendered":"<div class=\"c-block-body   m-narrow\">\n\n    <div class=\"c-container\">\n\n        <div class=\"c-block-body__content\">\n\n            \n            <div class=\"c-body\"><p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/capital-gains-tax-allowance\/\"><span style=\"font-weight: 400;\">Capital Gains Tax allowance<\/span><\/a><span style=\"font-weight: 400;\"> fell by about 75%, from \u00a312,300 to \u00a33,000 in April 2024, so more of your gains are now taxable. Use this calculator to see exactly what you owe based on your gain and income, then let a <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/my-taxscouts-account\/whats-an-accredited-accountant\/\"><span style=\"font-weight: 400;\">UK-qualified Taxfix accountant<\/span><\/a><span style=\"font-weight: 400;\"> file it for you.<\/span><\/p>\n<\/div>\n\n            \n        <\/div>\n    <\/div>\n<\/div> <!-- .c-block-body -->\n\n\n\n<div data-react=\"tooltip-provider\"><\/div>\n\n    <div class=\"c-block-calculator\">\n\n    <div class=\"c-block-calculator__container\">\n\n\n    <div data-react=\"capital-gains-calculator\" data-options='{\n        \"title\": \"\",\n        \"type\": \"\",\n        \"lead\": \"\"\n    }'>\n        <!-- Default calc code -->\n\n       <div class=\"sc-giYgFv fzUHXQ\"><div class=\"sc-ezbkgU bcxCiI\"><div class=\"sc-bYoCmx RakSM\"><div width=\"100%\" aria-expanded=\"false\" class=\"DropdownSelect__Container-sc-1iiysit-0 evEFoA\"><button width=\"100%\" class=\"DropdownSelect__LabelContainer-sc-1iiysit-1 egNJwI\"><span class=\"DropdownSelect__Label-sc-1iiysit-2 loOBxi\">Tax year 2024\/25<\/span> <span class=\"DropdownSelect__Arrow-sc-1iiysit-3 hcHQYJ\">\u25bc<\/span><\/button><\/div><\/div><\/div><div class=\"sc-dPiKHq jvrqXK\"><div class=\"sc-bBHHQT eyRCSV\"><h3 class=\"sc-khQdMy idLFkV\">Your situation<\/h3><img decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMzQiIGhlaWdodD0iNzYiIHZpZXdCb3g9IjAgMCAzNCA3NiIgZmlsbD0ibm9uZSIgeG1sbnM9Imh0dHA6Ly93d3cudzMub3JnLzIwMDAvc3ZnIj48cGF0aCBkPSJNMzIuMjUgMzQuOTMzNVYxLjg0OTYxSDIwLjE0OTlDMTcuNzQ5OSA5LjA0OTYxIDExLjA1IDEzLjY0OTYgMS43NSAxNC4xNDk2VjI2Ljk0OTZDNy45NSAyNi45NDk2IDEzLjg0OTkgMjUuMDQ5NiAxNy44NDk5IDIxLjg0OTZWMzQuOTMzNU0xNy44NDk5IDU1LjUxODhWNzQuMDQ5NkgzMi4yNVY1OS40OTQ1VjU1LjUxODgiIHN0cm9rZT0iYmxhY2siIHN0cm9rZS13aWR0aD0iMiIgc3Ryb2tlLWxpbmVjYXA9InJvdW5kIiBzdHJva2UtbGluZWpvaW49InJvdW5kIi8+PC9zdmc+\" alt=\"Outlined number one\" class=\"sc-cNKpQo gvneOt\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"Image of an arrow\" class=\"sc-AjmZR ctylzc\"><\/div><div class=\"sc-hUpaWb\"><form><div class=\"Form__FormRow-sc-32vt5e-0 ddlwSx\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">How did you make money?<\/div><div class=\"sc-jJoQpE kzSgtS\"><div class=\"sc-hiCivh ibNKnF\"><div class=\"Radio__Container-sc-1d2f0wy-0 iLSPPf\"><input type=\"radio\" id=\"typeshares\" name=\"type\" class=\"Radio__Input-sc-1d2f0wy-1 brdvpz\" value=\"shares\"><label for=\"typeshares\" class=\"Radio__Label-sc-1d2f0wy-2 fpqjiq\">Shares<\/label><\/div><\/div><div class=\"sc-hiCivh ibNKnF\"><div class=\"Radio__Container-sc-1d2f0wy-0 iLSPPf\"><input type=\"radio\" id=\"typeproperty\" name=\"type\" class=\"Radio__Input-sc-1d2f0wy-1 brdvpz\" value=\"property\"><label for=\"typeproperty\" class=\"Radio__Label-sc-1d2f0wy-2 fpqjiq\">Property<\/label><\/div><\/div><div class=\"sc-hiCivh ibNKnF\"><div class=\"Radio__Container-sc-1d2f0wy-0 iLSPPf\"><input type=\"radio\" id=\"typecrypto\" name=\"type\" class=\"Radio__Input-sc-1d2f0wy-1 brdvpz\" value=\"crypto\"><label for=\"typecrypto\" class=\"Radio__Label-sc-1d2f0wy-2 fpqjiq\">Crypto<\/label><\/div><\/div><div class=\"sc-hiCivh ibNKnF\"><div class=\"Radio__Container-sc-1d2f0wy-0 iLSPPf\"><input type=\"radio\" id=\"typeother\" name=\"type\" class=\"Radio__Input-sc-1d2f0wy-1 brdvpz\" value=\"other\"><label for=\"typeother\" class=\"Radio__Label-sc-1d2f0wy-2 fpqjiq\">Other<\/label><\/div><\/div><\/div><\/div><div class=\"sc-kLwgWK gVgARU\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">Profit from capital gains<\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><div class=\"Input__Container-sc-11yg3hb-0 jiJACg\"><input type=\"number\" min=\"0\" pattern=\"[0-9]*\" name=\"capitalGains\" class=\"Input__InputElement-sc-11yg3hb-1 gvuJbz\"><div class=\"Input__Suffix-sc-11yg3hb-4 eEnjn\">\u00a3<\/div><\/div><\/div><\/div><div class=\"sc-kLwgWK gVgARU\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">Annual salary<div class=\"sc-eJwXpk byFCvI\"><span data-hint-default=\"Did you earn employment income?\"><div class=\"sc-nVjpj eKPbQR\">?<\/div><\/span><\/div><\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><div class=\"Input__Container-sc-11yg3hb-0 jiJACg\"><input type=\"number\" min=\"0\" pattern=\"[0-9]*\" name=\"annualIncome\" class=\"Input__InputElement-sc-11yg3hb-1 gvuJbz\"><div class=\"Input__Suffix-sc-11yg3hb-4 eEnjn\">\u00a3<\/div><\/div><\/div><\/div><div class=\"sc-kLwgWK gVgARU\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">Other income<div class=\"sc-eJwXpk byFCvI\"><span data-hint-default=\"Do you have any other income sources e.g. rental income?\"><div class=\"sc-nVjpj eKPbQR\">?<\/div><\/span><\/div><\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><div class=\"Input__Container-sc-11yg3hb-0 jiJACg\"><input type=\"number\" min=\"0\" pattern=\"[0-9]*\" name=\"otherEarnings\" class=\"Input__InputElement-sc-11yg3hb-1 gvuJbz\"><div class=\"Input__Suffix-sc-11yg3hb-4 eEnjn\">\u00a3<\/div><\/div><\/div><\/div><\/form><\/div><\/div><div opacity=\"1\" class=\"sc-jgrIVw gcVyeu\"><div class=\"sc-gSQGeZ mqvVl\"><h3 class=\"sc-iNGGwv dFrXnM\">Tax and profit<\/h3><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"Outlined number two\" class=\"sc-lbhJmS hQoEOj\"><\/div><div class=\"sc-jeqYYF fOQSYu\"><ul class=\"sc-gWXaA-D byUbmH\"><li class=\"sc-cCcYRi TgcgA\"><div class=\"sc-iUKrWq jFZeFw\">Your profit from <br>shares<\/div><div class=\"sc-efQUeY cGxXVa\">\u00a320,000<\/div><div class=\"sc-jcFkyM jRsQZY\"><div class=\"sc-caiKgP bVZKxP\">\u00a33,000 tax-free CGT allowance<div class=\"sc-eJwXpk byFCvI\"><span data-hint-default=\"In this tax year, you can make up to \u00a33,000 profit tax-free\"><div class=\"sc-nVjpj eKPbQR\">?<\/div><\/span><\/div><\/div><\/div><\/li><li class=\"sc-cCcYRi hPEaJy\"><div class=\"sc-iUKrWq jFZeFw\">Capital Gains Tax to pay<\/div><div class=\"sc-efQUeY cGxXVa\">\u00a33,273<\/div><\/li><li class=\"sc-cCcYRi hBbrsS\"><div class=\"sc-iUKrWq deKGkd\">Profit after tax<\/div><div class=\"sc-efQUeY jpRyzu\"><div class=\"sc-hiwReK ePeGmo\">\u00a316,727<svg width=\"90\" height=\"9\" viewBox=\"0 0 90 9\" fill=\"none\"><path d=\"M88.7252 3.17505C88.7252 3.17505 57.0997 -2.90497 1.32031 7.71404\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/div><\/div><\/li><\/ul><\/div><\/div><div class=\"sc-dJjZJu isonvD\"><button class=\"sc-hGPAah fmpGnU\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"Illustration\" class=\"sc-dlVyqM lhOciq\"><div class=\"sc-kfPtPH\"><div class=\"sc-fKVsgm kAXsua\">Calculation details<\/div><div class=\"sc-bBHwJV jdTgMA\"><span>Click here<\/span> to show how we&#8217;ve calculated your taxes<\/div><\/div><\/button><div class=\"sc-iwjezw jVHDsA\"><div class=\"sc-cTApHj\"><div class=\"c-body m-smaller\"><h2>How your capital gains tax is calculated<\/h2><p>The total capital gains tax (CGT) you owe depends on two things:<\/p><ul><li>How much you earn in total<\/li><li>What type of assets you sell<\/li><\/ul><p>Your overall earnings determine how much of your capital gains are taxed at &#8211; 10% or 20%.<br> Our <a target=\"_blank\" rel=\"noreferrer\" href=\"\/en-uk\/capital-gains-tax-rates\">capital gains tax rates guide<\/a> explains this in more detail.<\/p><p>In your case where your capital gains from shares were <strong class=\"sc-jObXwK hgXXrT\">\u00a320,000<\/strong> and your total annual earnings were <strong class=\"sc-jObXwK hgXXrT\">\u00a369,000<\/strong>:<\/p><h3>Capital gains tax (CGT) breakdown<\/h3><p>You pay no CGT on the first <strong class=\"sc-jObXwK hgXXrT\">\u00a33,000<\/strong> that you make<\/p><p>You pay <strong class=\"sc-jObXwK hgXXrT\">\u00a3127<\/strong> at 10% tax rate for the next <strong class=\"sc-jObXwK hgXXrT\">\u00a31,270<\/strong> of your capital gains<\/p><p>You pay <strong class=\"sc-jObXwK hgXXrT\">\u00a33,146<\/strong> at 20% tax rate on the remaining <strong class=\"sc-jObXwK hgXXrT\">\u00a315,730<\/strong> of your capital gains<\/p><\/div><\/div><\/div><\/div><div class=\"sc-dJjZJu fhTjF\"><button class=\"sc-hGPAah fmpGnU\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"Illustration\" class=\"sc-dlVyqM lhOciq\"><div class=\"sc-kfPtPH\"><div class=\"sc-fKVsgm kAXsua\">Tax savings<\/div><div class=\"sc-bBHwJV jdTgMA\"><span>Click here<\/span> to show how to save your money<\/div><\/div><\/button><div class=\"sc-iwjezw jVHDsA\"><div class=\"sc-giYgFv fzUHXQ\"><div class=\"sc-ehCIER juizXs\"><div class=\"Form__FormRow-sc-32vt5e-0 ddlwSx\">Tax bill amount <strong class=\"sc-jObXwK hgXXrT\">\u00a33,273<\/strong><\/div><div class=\"Form__FormRow-sc-32vt5e-0 ddlwSx\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">I want to pay by<\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><div class=\"DatePicker__Container-sc-ix9an7-0 eYFeuM\"><div class=\"DatePicker__DayContainer-sc-ix9an7-1 cfckbu\"><select name=\"day\" width=\"100%\" aria-label=\"Day\" class=\"Select__Container-sc-c9lp90-0 iTqHPI\"><option value=\"\">Day<\/option><option value=\"1\">1<\/option><option value=\"2\">2<\/option><option value=\"3\">3<\/option><option value=\"4\">4<\/option><option value=\"5\">5<\/option><option value=\"6\">6<\/option><option value=\"7\">7<\/option><option value=\"8\">8<\/option><option value=\"9\">9<\/option><option value=\"10\">10<\/option><option value=\"11\">11<\/option><option value=\"12\">12<\/option><option value=\"13\">13<\/option><option value=\"14\">14<\/option><option value=\"15\">15<\/option><option value=\"16\">16<\/option><option value=\"17\">17<\/option><option value=\"18\">18<\/option><option value=\"19\">19<\/option><option value=\"20\">20<\/option><option value=\"21\">21<\/option><option value=\"22\">22<\/option><option value=\"23\">23<\/option><option value=\"24\">24<\/option><option value=\"25\">25<\/option><option value=\"26\">26<\/option><option value=\"27\">27<\/option><option value=\"28\">28<\/option><option value=\"29\">29<\/option><option value=\"30\">30<\/option><option value=\"31\">31<\/option><\/select><\/div><div class=\"DatePicker__MonthContainer-sc-ix9an7-2 ffRNEr\"><select name=\"month\" width=\"100%\" aria-label=\"Month\" class=\"Select__Container-sc-c9lp90-0 iTqHPI\"><option value=\"\">Month<\/option><option value=\"1\">Jan<\/option><option value=\"2\">Feb<\/option><option value=\"3\">Mar<\/option><option value=\"4\">Apr<\/option><option value=\"5\">May<\/option><option value=\"6\">Jun<\/option><option value=\"7\">Jul<\/option><option value=\"8\">Aug<\/option><option value=\"9\">Sep<\/option><option value=\"10\">Oct<\/option><option value=\"11\">Nov<\/option><option value=\"12\">Dec<\/option><\/select><\/div><div class=\"DatePicker__YearContainer-sc-ix9an7-3 FodKw\"><select name=\"year\" width=\"100%\" aria-label=\"Year\" class=\"Select__Container-sc-c9lp90-0 iTqHPI\"><option value=\"\">Year<\/option><option value=\"2026\">2026<\/option><option value=\"2025\">2025<\/option><option value=\"2024\">2024<\/option><\/select><\/div><\/div><\/div><\/div><div class=\"Form__FormRow-sc-32vt5e-0 ddlwSx\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">Savings frequency<\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><select name=\"frequency\" width=\"100%\" class=\"Select__Container-sc-c9lp90-0 iTqHPI\"><option value=\"\">Choose\u2026<\/option><option value=\"1\">Daily<\/option><option value=\"7\">Weekly<\/option><option value=\"14\">Fortnightly<\/option><option value=\"30\">Monthly<\/option><option value=\"90\">Quarterly<\/option><\/select><\/div><\/div><\/div><div class=\"sc-lcequs GiOiG\"><p>You need to save<\/p><div class=\"sc-efQUeY jpRyzu\">\u00a34.91 per day<\/div><p>to pay your \u00a33,273.00 tax bill by 31\/1\/2026 which is in 666 days<\/p><\/div><\/div><\/div><\/div><\/div>\n\n        <!-- END Default calc code -->\n    <\/div>\n\n\n    <\/div> <!-- .c-container -->\n<\/div> <!-- .c-block-calculator -->\n\n\n\n\n<div class=\"c-block-body m-white  m-narrow\">\n\n    <div class=\"c-container\">\n\n        <div class=\"c-block-body__content\">\n\n            \n            <div class=\"c-body\"><h2><span style=\"font-weight: 400;\">What happens next?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You now have an estimate. What you do next depends on when you made the gain:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gains made in 2025\/26:<\/b><span style=\"font-weight: 400;\"> report and pay by 31 January 2027. If you are not yet registered, <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/self-assessment-basics\/register-for-self-assessment\/\"><span style=\"font-weight: 400;\">register with HMRC<\/span><\/a><span style=\"font-weight: 400;\"> as soon as possible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gains made in 2026\/27:<\/b><span style=\"font-weight: 400;\"> report and pay by 31 January 2028.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>UK residential property:<\/b><span style=\"font-weight: 400;\"> report and pay within 60 days of completion. This deadline is shorter and separate from <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/self-assessment\/\"><span style=\"font-weight: 400;\">Self Assessment<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You can file through HMRC&#8217;s online Self Assessment service yourself. Or you can let a UK-qualified accountant from Taxfix handle it for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready to file with expert support? <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/#signup\"><b>Get started with Taxfix today<\/b><span style=\"font-weight: 400;\">.<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">New to the process? <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/how-taxfix-works\/\"><b>Discover how Taxfix works before you decide<\/b><\/a><b>.<\/b><\/p>\n<h2><\/h2>\n<h2><span style=\"font-weight: 400;\">What is Capital Gains Tax?<\/span><\/h2>\n<p><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/capital-gains-tax-cgt\/\"><span style=\"font-weight: 400;\">Capital Gains Tax (CGT)<\/span><\/a><span style=\"font-weight: 400;\"> is a tax on the profit you make when you sell, or dispose of, an asset that has gone up in value.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">CGT can apply to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Property that is not your main home, such as a buy-to-let flat or a second home<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shares and other investments held outside an ISA or PEP<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/taxfix.com\/en-uk\/blog\/is-crypto-subject-to-income-tax\/\"><span style=\"font-weight: 400;\">Cryptoassets<\/span><\/a><span style=\"font-weight: 400;\">, such as Bitcoin or Ethereum<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personal possessions such as jewellery, paintings and antiques, if you sell them for \u00a36,000 or more<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Each tax year you get a<\/span><b> \u00a33,000 <\/b><a href=\"https:\/\/taxfix.com\/en-uk\/the-tax-basics\/list-of-tax-free-allowances\/\"><b>tax-free allowance<\/b><\/a><span style=\"font-weight: 400;\">, called the annual exempt amount. You only pay CGT on gains above this amount.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since April 2024, the allowance has been \u00a33,000, down from \u00a312,300 in 2022\/23, so more of your gains are now taxable.<\/span><\/p>\n<div class=\"embed-container\"><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/ZUdtnBFew8o?controls=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<div>\n<h2><span style=\"font-weight: 400;\">Why the CGT allowance matters, and why it has fallen<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The government has cut the CGT allowance significantly. Gains that were tax-free in 2022\/23 can now trigger a tax bill. The allowance has changed as follows:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>2022\/23: <\/b><span style=\"font-weight: 400;\">\u00a312,300<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>2023\/24:<\/b><span style=\"font-weight: 400;\"> \u00a36,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>2024\/25 onwards:<\/b><span style=\"font-weight: 400;\"> \u00a33,000<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you sold shares, crypto or a <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/landlord-tax-returns\/what-is-second-home-tax\/\"><span style=\"font-weight: 400;\">second property<\/span><\/a><span style=\"font-weight: 400;\"> and made <\/span><b>more than \u00a33,000 profit<\/b><span style=\"font-weight: 400;\">, you need to report it to HMRC, usually through a Self Assessment return.<\/span><\/p>\n<\/div>\n<\/div>\n\n            \n        <\/div>\n    <\/div>\n<\/div> <!-- .c-block-body -->\n\n\n\n<div class=\"b-cta m-imageless\">\n\n    <div class=\"c-container m-mobile-wide\">\n\n        <div class=\"b-cta__inner m-yellow\">\n\n            <div class=\"b-cta__content\">\n\n                \n                <h3 class=\"b-cta__title\">Declare your capital gains via your Self Assessment<\/h3>\n\n                \n                \n                <div class=\"b-cta__body\">\n                    <div class=\"b-block-body\"><p>Declare your capital gains earnings and pay any Capital Gains Tax you owe via your Self Assessment tax return with Taxfix.<\/p>\n<p>Our accredited accountants will handle it all, so sit back, relax, and let a professional take the wheel.<\/p>\n<\/div>\n                <\/div>\n\n                \n                \n                <div class=\"b-cta__action\">\n\n                    <a data-js=\"openAuth\" data-location=\"\" data-view=\"signup\" href=\"https:\/\/taxfix.com\/en-uk\/assessment\/signup\" class=\"gtm-get-started-button c-button  m-large\" onClick=\"javascript:setVariant('taxReturn');\">Get started<\/a>\n\n\n                <\/div>\n\n                \n            <\/div>\n\n            \n        <\/div>\n    <\/div>\n<\/div> <!-- .b-cta -->\n\n\n\n<div class=\"c-block-body   m-narrow\">\n\n    <div class=\"c-container\">\n\n        <div class=\"c-block-body__content\">\n\n            \n            <div class=\"c-body\"><h2><span style=\"font-weight: 400;\">How is Capital Gains Tax calculated?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">For most assets, the rate depends on your total taxable income, not on what you sold.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The table below shows the 2026\/27 rates, which apply across the UK.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Type of asset<\/b><\/td>\n<td><b>Basic rate band<\/b><\/p>\n<p><b>(income &lt; \u00a350,270)<\/b><\/td>\n<td><b>Higher rate band<\/b><\/p>\n<p><b>(income &gt; \u00a350,270)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Shares<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Residential property<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cryptocurrency<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Other<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>Example (2026\/27)<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You&#8217;re a <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/higher-rate-tax\/\"><span style=\"font-weight: 400;\">higher-rate taxpayer<\/span><\/a><span style=\"font-weight: 400;\"> with a salary of \u00a360,000. You sell shares and make a \u00a310,000 gain.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your CGT is: (\u00a310,000 \u2212 \u00a33,000 allowance) x 24% = <\/span><b>\u00a31,680<\/b><\/p>\n<h2><\/h2>\n<h2><span style=\"font-weight: 400;\">When do I owe CGT?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You only owe Capital Gains Tax on gains above your \u00a33,000 allowance in each tax year. Gains of \u00a33,000 or less do not attract CGT.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You must <\/span><b>report any gain above \u00a33,000<\/b><span style=\"font-weight: 400;\">, even if little or no tax is due. Report it through Self Assessment<\/span><b> by 31 January after the <\/b><a href=\"https:\/\/taxfix.com\/en-uk\/self-assessment-basics\/when-does-the-tax-year-end-in-the-uk\/\"><b>end of the tax year<\/b><\/a><span style=\"font-weight: 400;\">, or within 60 days of completion if you sold UK residential property.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In practice, here are the deadlines to be aware of:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You make \u00a370,000 profit from selling a painting in June 2026.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This is the 2026\/27 tax year.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/taxfix.com\/en-uk\/self-assessment-basics\/register-for-self-assessment\/\"><span style=\"font-weight: 400;\">Register for Self Assessment<\/span><\/a><span style=\"font-weight: 400;\"> by 5 October 2027 if you are not already registered.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">File your return and pay the tax on your profit by 31 January 2028.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">Who needs to report capital gains?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You need to report a gain to HMRC if your total gains for the tax year are above \u00a33,000 and they come from:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Selling a second property or buy-to-let<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Selling shares or other investments held outside an ISA or PEP<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Selling crypto, such as Bitcoin or Ethereum<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Selling other assets like art, jewellery or antiques, if you sell them for \u00a36,000 or more<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You also need to report if you&#8217;re registered for Self Assessment and your total sale proceeds were over \u00a350,000, even if your gains are \u00a33,000 or less.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dividends and savings interest are taxed as Income Tax, not CGT, so they aren&#8217;t on this list.<\/span><\/p>\n<p><b>You do not owe CGT on:<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Your main home, in most cases<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Assets held in an ISA or PEP<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Gifts to your spouse or civil partner<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Gains below \u00a33,000<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Read more about<\/span><a href=\"https:\/\/www.gov.uk\/capital-gains-tax\/what-you-pay-it-on\"> <b>CGT exemptions and reliefs<\/b><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">Reporting property sales: the 60-day rule<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/landlord-tax-returns\/capital-gains-tax-on-property\/\"><span style=\"font-weight: 400;\">sold a UK residential property<\/span><\/a><span style=\"font-weight: 400;\">, you must report and pay<\/span><b> Capital Gains Tax <\/b><span style=\"font-weight: 400;\">within 60 days of completion.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The deadline depends on when the sale was completed:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>60 days<\/b><span style=\"font-weight: 400;\"> if completed on or after 27 October 2021<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>30 days<\/b><span style=\"font-weight: 400;\"> if completed between 6 April 2020 and 26 October 2021<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You report and pay through the <\/span><a href=\"https:\/\/www.gov.uk\/report-and-pay-your-capital-gains-tax\"><b>Capital Gains Tax on UK property account<\/b><\/a><span style=\"font-weight: 400;\">. Late reporting could result in a penalty and interest. This applies to UK residents and to those who own UK property but live abroad. The following exceptions may apply:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The legally binding contract for the sale was made before 6 April 2020<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You&#8217;re eligible for full <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/private-residence-relief\/\"><b>private residence relief<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You sold the property to your spouse or civil partner<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The profit you made was within your tax-free allowance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You&#8217;re a UK resident and sold the property for a loss<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The property is outside the UK<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">Do you owe CGT when you sell your home?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">No. If you&#8217;re selling your main home, you don&#8217;t owe CGT. You only pay capital gains tax on property if you&#8217;re operating a buy-to-let business or have a second home that you&#8217;re selling.<\/span><span style=\"font-weight: 400;\"> If your home has edge cases, such as partial letting or a large garden, read more about<\/span> <a href=\"https:\/\/taxfix.com\/en-uk\/landlord-tax-returns\/what-improvements-are-allowed-for-capital-gains-tax-uk\/\"><b>Private Residence Relief<\/b><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You also don&#8217;t need to worry about paying any CGT on your rental income. You&#8217;ll owe Income Tax on this and CGT at the point at which you sell up (if you&#8217;re not also living in the house). Read more about<\/span> <a href=\"https:\/\/taxfix.com\/en-uk\/calculator\/rental-income-tax\/\"><b>rental income tax<\/b><\/a><span style=\"font-weight: 400;\"> via our guides.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">How can I reduce the CGT I owe?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There are a few things worth knowing before you file:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Everyone has an annual CGT allowance of \u00a33,000. Gains below this threshold aren&#8217;t taxable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/capital-loss\/\"><span style=\"font-weight: 400;\">Capital Losses<\/span><\/a><span style=\"font-weight: 400;\"> from other asset disposals in the same tax year are deducted in full. Unused losses from earlier years can reduce your gain down to \u00a33,000, and you must report them to HMRC within four years of the end of the tax year in which they arose.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reliefs such as <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/private-residence-relief\/\"><span style=\"font-weight: 400;\">Private Residence Relief<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/badr-tax\/\"><span style=\"font-weight: 400;\">Business Asset Disposal Relief<\/span><\/a><span style=\"font-weight: 400;\"> may apply, depending on your circumstances.<\/span><\/li>\n<\/ul>\n<\/div>\n\n            \n        <\/div>\n    <\/div>\n<\/div> <!-- .c-block-body -->\n\n\n\n<div class=\"b-boxes m-boxes-1  m-align-left\">\n\n    <div class=\"c-container m-mobile-wide\">\n\n        <div class=\"b-boxes__inner\">\n\n            \n                \n                \n            <div class=\"b-boxes__item m-red\">\n\n                <div class=\"b-boxes__item-inner\">\n\n                                        <h2 class=\"b-boxes__item-title\">Tip:<\/h2>\n                    \n                    \n                                        <div class=\"b-boxes__item-body\">\n                        <div class=\"b-block-body  m-large\"><p><span style=\"font-weight: 400;\">Whether any of these apply to you depends on your individual situation. Our accountants will review your position and help you understand your options.<\/span> <a href=\"https:\/\/taxfix.com\/en-uk\/tax-consultation-advice\/\"><b>Talk to an accountant \u2192<\/b><\/a><\/p>\n<\/div>\n                    <\/div>\n                    \n                                    <\/div>\n            <\/div>\n\n                            \n        <\/div>\n    <\/div>\n<\/div> <!-- .b-boxes -->\n\n\n\n<div class=\"c-block-body   m-narrow\">\n\n    <div class=\"c-container\">\n\n        <div class=\"c-block-body__content\">\n\n            \n            <div class=\"c-body\"><h2><span style=\"font-weight: 400;\">CGT for different types of assets<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Capital Gains Tax on shares and investments<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Capital Gains Tax can apply to shares, funds and certain bonds held outside an ISA or PEP:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Units in a unit trust<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Certain bonds<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The following are not taxed:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shares held in an ISA or PEP<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UK government gilts and Premium Bonds<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Qualifying Corporate Bonds<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When you sell some of your shares, you usually work out the cost using the average price of all your shares of the same type in that company. Special matching rules apply if you bought shares on the same day you sold them, or within 30 days of selling.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our <\/span><a href=\"https:\/\/taxfix.com\/en-uk\/my-taxscouts-account\/whats-an-accredited-accountant\/\"><span style=\"font-weight: 400;\">UK-qualified Taxfix accountants<\/span><\/a><span style=\"font-weight: 400;\"> handle the complex share-matching rules for you.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/taxfix.com\/en-uk\/the-tax-basics\/tax-efficient-investments-uk\/\"><span style=\"font-weight: 400;\">See more in our guide on tax-efficient investments<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Capital Gains Tax on crypto<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">HMRC treats cryptoassets as assets, not currency, so Capital Gains Tax can apply when you dispose of them. Each sale or exchange is a disposal, and you need to work out the gain on each one. A disposal includes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Selling your crypto for pounds or another currency<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Exchanging it for a different cryptoasset<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Using it to pay for goods or services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Giving it to someone else, unless it is a gift to your spouse, civil partner or a charity<\/span><\/li>\n<\/ul>\n<p><b>Common mistake:<\/b><span style=\"font-weight: 400;\"> swapping one crypto for another, for example Bitcoin for Ethereum, is a taxable event. You can owe tax even if you never turned your crypto into pounds.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your gains from all disposals in a tax year are added together. You only pay tax on the total above the \u00a33,000 annual exempt amount for 2026\/27, which applies across the whole UK.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Capital Gains Tax on property<\/span><\/h3>\n<ul>\n<li><b>Main home:<\/b><span style=\"font-weight: 400;\"> usually exempt through Private Residence Relief, if all the conditions are met, including living there as your main home and not letting part of it out. A lodger does not count as letting.<\/span><\/li>\n<li><b>Buy-to-let or second home: <\/b><span style=\"font-weight: 400;\">usually taxable. For 2026\/27, the rate is 18% or 24%, depending on your total taxable income, across the whole UK.<\/span><\/li>\n<li><b>Reporting: <\/b><span style=\"font-weight: 400;\">for UK residential property, report and pay within 60 days of completion where Capital Gains Tax is due. See &#8220;Reporting property sales: the 60-day rule&#8221; above.<\/span><\/li>\n<li><b>Letting Relief: <\/b><span style=\"font-weight: 400;\">restricted since April 2020, so it only applies if you shared your home with your tenant, such as a lodger.<\/span><\/li>\n<\/ul>\n<\/div>\n\n            \n        <\/div>\n    <\/div>\n<\/div> <!-- .c-block-body -->\n\n\n\n<div class=\"b-cta m-center\">\n\n    <div class=\"c-container m-mobile-wide\">\n\n        <div class=\"b-cta__inner m-purple\">\n\n            <div class=\"b-cta__content\">\n\n                \n                <h3 class=\"b-cta__title\">Filing your Self Assessment tax return: Taxfix vs HMRC<\/h3>\n\n                \n                \n                <div class=\"b-cta__body\">\n                    <div class=\"b-block-body\"><p>Filing with Taxfix is just easier. Not only that, but we\u2019re friendlier, jargon-free and have expert accountants on our side.<\/p>\n<ul>\n<li>An intuitive and well-loved platform<\/li>\n<li>We can file your tax return quickly<\/li>\n<li>Your accredited accountant does it all for you<\/li>\n<\/ul>\n<\/div>\n                <\/div>\n\n                \n                \n                <div class=\"b-cta__action\">\n\n                    <a href=\"https:\/\/taxfix.com\/en-uk\/platform\/taxscouts-vs-hmrc-self-assessment-whats-the-difference\/\" class=\"c-button m-large  m-mobile-fullwidth\">Learn more<\/a>\n\n\n                <\/div>\n\n                \n            <\/div>\n\n            \n            <div class=\"b-cta__media\">\n                <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/taxfix.com\/en-uk\/wp-content\/uploads\/HelloPrimo.png\" width=\"936\" height=\"708\" alt=\"\" srcset=\"https:\/\/taxfix.com\/en-uk\/wp-content\/uploads\/HelloPrimo-300x227.png 300w, https:\/\/taxfix.com\/en-uk\/wp-content\/uploads\/HelloPrimo-768x581.png 768w, https:\/\/taxfix.com\/en-uk\/wp-content\/uploads\/HelloPrimo.png 936w\" class=\"b-cta__media-image\" sizes=\"auto, (min-width: 1240px) 518px, (min-width: 1000px) 432px, calc(100vw - 48px)\"\/>\n            <\/div>\n\n            \n        <\/div>\n    <\/div>\n<\/div> <!-- .b-cta -->\n\n\n\n<div class=\"c-block-body   m-narrow\">\n\n    <div class=\"c-container\">\n\n        <div class=\"c-block-body__content\">\n\n            \n            <div class=\"c-body\"><h2><span style=\"font-weight: 400;\">FAQ: Capital gains tax calculator UK<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">How much is Capital Gains Tax in the UK?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">For 2026\/27, Capital Gains Tax is <\/span><b>18% or 24%<\/b><span style=\"font-weight: 400;\"> on gains above your \u00a33,000 annual exempt amount. Subtract the \u00a33,000, then apply 18% to the part within the basic rate band and 24% to the rest. Our capital gains tax calculator UK does this for you.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Do I pay Capital Gains Tax on shares?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, if your shares are not held in an ISA or PEP and your total gains for the tax year are above \u00a33,000. Shares in an ISA or PEP, UK government gilts, Premium Bonds and Qualifying Corporate Bonds are not taxed.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How do I report capital gains to HMRC?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You report most gains through a Self Assessment tax return, and you must file and pay by 31 January after the end of the tax year. You must report a gain above \u00a33,000 even if little or no tax is due. For UK residential property, report and pay within 60 days of completion through the Capital Gains Tax on UK property account.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can I offset capital losses against gains?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes. Losses made in the same tax year are deducted in full from your gains. Losses from earlier years can also reduce your gain, but only down to the \u00a33,000 annual exempt amount, and you must report them to HMRC within four years of the end of the tax year in which they arose.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What happens if I don&#8217;t report capital gains?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Late reporting or late payment can lead to penalties and interest on the tax you owe. If you have missed a deadline, report the gain as soon as possible and get help from a UK-qualified accountant.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Do I pay CGT if I gift an asset?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Usually yes, if you give it to someone other than your spouse, civil partner or a charity. HMRC treats a gift as a sale at market value, so you can owe CGT even though you received no money.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How does Taxfix calculate my Capital Gains Tax?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Our CGT calculator deducts your \u00a33,000 annual exempt amount, taxes the part of your gain that falls within the basic rate band at 18%, and taxes the rest at 24%. Enter your gain, annual salary and other income to see your estimate.<\/span><\/p>\n<p><em><span style=\"font-weight: 400;\">This article provides general information only and is not personalised tax advice.<\/span><\/em><\/p>\n<\/div>\n\n            \n        <\/div>\n    <\/div>\n<\/div> <!-- .c-block-body -->\n\n\n\n<div class=\"b-related-posts\">\n\n    <div class=\"b-block-header \">\n\n        <h2 class=\"b-block-header__title\">If you like our Capital Gains Tax calculator \ud83d\udc47<\/h2>\n    \n        <div class=\"b-block-header__lead\"><p>Now you know how to calculate Capital Gains Tax, you&#8217;re ready to delve deeper into the world of tax on investments in the UK! (Can we get a whoop whoop?) Here are our top read articles on filing your Self Assessment tax return and the tax implications of investing in various assets. Are you a full-time PAYE employee? Try our <a href=\"https:\/\/taxfix.com\/en-uk\/calculator\/salary-after-tax\/\">salary after tax calculator<\/a> to see your take home pay.  <\/p>\n<\/div>\n    \n<\/div>\n\n\n    <div class=\"c-container\">\n        \n        \n        <ul class=\"b-related-posts__list\">\n\n            \n            \n            <li class=\"b-related-posts__list-item m-without-image\">\n                <a href=\"https:\/\/taxfix.com\/en-uk\/self-assessment-basics\/how-do-i-file-a-self-assessment-tax-return-quickly\/\" class=\"c-blog-post m-without-image\">\n\n    \n    <div class=\"c-blog-post__content\">\n\n        \n        <h3 class=\"c-blog-post__title\">\n             How do I file a Self Assessment tax return quickly?\n        <\/h3>\n    <\/div>\n<\/a>\n\n            <\/li>\n            \n                            \n            \n            \n            <li class=\"b-related-posts__list-item m-without-image\">\n                <a href=\"https:\/\/taxfix.com\/en-uk\/the-tax-basics\/capital-gains-tax-on-gifted-property\/\" class=\"c-blog-post m-without-image\">\n\n    \n    <div class=\"c-blog-post__content\">\n\n        \n        <h3 class=\"c-blog-post__title\">\n             Do I need to pay Capital Gains Tax on gifted property?\n        <\/h3>\n    <\/div>\n<\/a>\n\n            <\/li>\n            \n                            \n            \n            \n            <li class=\"b-related-posts__list-item m-without-image\">\n                <a href=\"https:\/\/taxfix.com\/en-uk\/investor-capital-gains-tax-returns\/trading\/are-broker-fees-tax-deductible\/\" class=\"c-blog-post m-without-image\">\n\n    \n    <div class=\"c-blog-post__content\">\n\n        \n        <h3 class=\"c-blog-post__title\">\n             Are broker fees tax deductible?\n        <\/h3>\n    <\/div>\n<\/a>\n\n            <\/li>\n            \n                            \n            \n        <\/ul>\n\n        \n    <\/div>\n<\/div>\n\n\n\n<div class=\"c-search-form m-full m-block\">\n\n        <div class=\"c-container m-smaller \">\n    \n        <h2 class=\"c-search-form__title\">Looking for tax help?<\/h2>\n        \n    <form class=\"c-search-form__form\" action=\"https:\/\/taxfix.com\/en-uk\/\" method=\"get\">\n        <div class=\"c-search-form__input-wrap\">\n            <input class=\"c-search-form__input\" type=\"text\" name=\"s\" placeholder=\"Search\u2026\" value=\"\" autocomplete=\"off\" required \/>\n        <\/div>\n        <div class=\"c-search-form__submit\">\n                        <button type=\"submit\" class=\"c-button m-secondary\">Search<\/button>\n                                <\/div>\n    <\/form>\n\n        <p class=\"c-search-form__actions\">Or see our <a href=\"https:\/\/taxfix.com\/en-uk\/guides\/\">Guides<\/a>, <a href=\"https:\/\/taxfix.com\/en-uk\/calculator\/\">Calculators<\/a> or <a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/\">Taxopedia<\/a><\/p>\n    \n    \n        <\/div>\n    <\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":327,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"views\/template-calculators-single.blade.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-329","page","type-page","status-publish","hentry"],"acf":{"calculator_intro":"Quickly know how much Capital Gains Tax you owe on your profits from property, shares, crypto and more.","calculator_icon":"capitalGains"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>UK Capital Gains Tax rates calculator &#8211; Taxfix<\/title>\n<meta name=\"description\" content=\"Do you want to know how much tax you owe on your investment profits? 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