{"id":107,"date":"2019-05-28T14:00:09","date_gmt":"2019-05-28T13:00:09","guid":{"rendered":"https:\/\/taxfix.com\/en-uk\/?p=107"},"modified":"2025-11-04T16:28:10","modified_gmt":"2025-11-04T16:28:10","slug":"list-of-tax-free-allowances","status":"publish","type":"post","link":"https:\/\/taxfix.com\/en-uk\/the-tax-basics\/list-of-tax-free-allowances\/","title":{"rendered":"What tax-free allowances do you have?"},"content":{"rendered":"\n<p>There are many tax-free allowances in the UK.<\/p>\n\n\n\n<p>Taking advantage of them can significantly reduce your tax bill or increase your tax refund.<\/p>\n\n\n\n<p>Some of them are automatic (you don&#8217;t need to do anything to use them), while others you need to claim.<\/p>\n\n\n\n<p>You can click on each of these links to see how each works:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. General tax-free allowances<\/h2>\n\n\n\n<table><thead><tr> <th>Tax-free allowance<\/th> <th>How much is it?<\/th> <th>Do you need to apply for it?<\/th><\/tr><\/thead><tbody><tr> <td><a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/personal-allowance\/\">The Personal Allowance<\/a><\/td> <td>\u00a312,570<\/td> <td>No<\/td><\/tr><tr> <td><a href=\"\/en-uk\/glossary\/marriage-allowance\/\">The Marriage Allowance<\/a><\/td> <td>\u00a31,260<\/td> <td>Yes<\/td><\/tr><tr> <td><a href=\"\/en-uk\/glossary\/blind-persons-allowance\/\">Blind Person&#8217;s Allowance<\/a><\/td> <td>\u00a32,520<\/td> <td>Yes<\/td><\/tr><\/tbody><\/table>\n\n\n\n<h2 class=\"wp-block-heading\">2. Self-employment allowances<\/h2>\n\n\n\n<table><thead><tr> <th>Tax-free allowance<\/th> <th>How much is it?<\/th> <th>Do you need to apply for it?<\/th><\/tr><\/thead><tbody><tr> <td><a href=\"https:\/\/taxfix.com\/en-uk\/list-self-employment-allowances\">The Trading Allowance<\/a><\/td> <td>\u00a31,000<\/td> <td>No, if you don&#8217;t earn more <strong>or<\/strong> Yes if you don&#8217;t claim other expenses<\/td><\/tr><tr> <td><a href=\"\/en-uk\/glossary\/home-office-allowance\/\">The Home Office Allowance<\/a><\/td> <td>Between \u00a310 &#8211; \u00a326 per month<\/td> <td>Only if you prefer it to claiming rent<\/td><\/tr><tr> <td><a href=\"\/en-uk\/glossary\/mileage-allowance\/\">The Mileage Allowance<\/a><\/td> <td>Between 24p to 45p per mile<\/td> <td>Only if you prefer it to claiming fuel, etc.<\/td><\/tr><\/tbody><\/table>\n\n\n\n<h2 class=\"wp-block-heading\">3. Property-related allowances<\/h2>\n\n\n\n<table><thead><tr> <th>Tax-free allowance<\/th> <th>How much is it?<\/th> <th>Do you need to claim it?<\/th><\/tr><\/thead><tbody><tr> <td><a href=\"\/en-uk\/glossary\/property-income-allowance\/\">The Property Income Allowance<\/a><\/td> <td>\u00a31,000<\/td> <td>Only if you don&#8217;t earn more or don&#8217;t claim expenses<\/td><\/tr><tr> <td><a href=\"\/en-uk\/glossary\/rent-a-room-scheme\/\">The Rent a Room Scheme<\/a><\/td> <td>\u00a37,500<\/td> <td><a href=\"\/en-uk\/landlord-tax-returns\/government-rent-a-room-scheme\/\">You need to be eligible for the Rent a Room Scheme<\/a><\/td><\/tr><tr> <td>The Private Residence Relief<\/td> <td><a href=\"\/en-uk\/glossary\/private-residence-relief\/\">You don&#8217;t pay CGT when selling your home<\/a><\/td> <td>Only if you didn&#8217;t live in it for the entire duration<\/td><\/tr><\/tbody><\/table>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"embed-container\"><iframe loading=\"lazy\" title=\"Tax in 10(ish) seconds - what is the Rent a Room scheme?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/yHf6nbJgP3E?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">4. Investment allowances<\/h2>\n\n\n\n<table><thead><tr> <th>Tax-free allowance<\/th> <th>How much is it?<\/th> <th>Do you need to claim it?<\/th><\/tr><\/thead><tbody><tr> <td><a href=\"\/en-uk\/glossary\/capital-gains-tax-allowance\/\">The Capital Gains Allowance<\/a><\/td> <td>\u00a33,000<\/td> <td>No<\/td><\/tr><tr> <td><a href=\"\/en-uk\/glossary\/dividend-allowance\/\">The Dividend Allowance<\/a><\/td> <td>\u00a3500<\/td> <td>No<\/td><\/tr><tr> <td><a href=\"\/en-uk\/glossary\/personal-savings-allowance\/\">The Savings Interest Allowance<\/a><\/td> <td>Between \u00a35,000 and \u00a30 (depends on your Income Tax band)<\/td> <td>No<\/td><\/tr><\/tbody><\/table>\n\n\n\n<h2 class=\"wp-block-heading\">6. Pension allowances<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Private Pension Tax Relief<\/strong> &#8211; you can contribute up to \u00a340,000 per year or 100% of your income (whichever is lower) and claim a 20-25% tax relief<\/li>\n\n\n\n<li><strong>Pension Lifetime Allowance<\/strong> &#8211; \u00a31.07 million in your lifetime<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">5. Other tax-free allowances:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The State Benefits Allowance<\/strong>:&nbsp;<a href=\"https:\/\/www.gov.uk\/income-tax\/taxfree-and-taxable-state-benefits\">some (not all) state benefits are tax-free<\/a><\/li>\n\n\n\n<li><strong>The National Lottery Allowance<\/strong>: winnings from the National Lottery are tax-free.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>There are many tax-free allowances in the UK. Taking advantage of them can significantly reduce your tax bill or increase your tax refund. Some of them are automatic (you don&#8217;t need to do anything to use them), while others you need to claim. You can click on each of these links to see how each [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[432,427],"tags":[416,102],"class_list":["post-107","post","type-post","status-publish","format-standard","hentry","category-how-to-reduce-the-tax-you-pay","category-the-tax-basics","tag-benefits-reliefs-grants","tag-hmrc"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What tax-free allowances do you have? &#8211; Taxfix<\/title>\n<meta name=\"description\" content=\"Claiming tax-free allowances can significantly reduce the amount of tax that you need to pay. 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