{"id":113,"date":"2019-05-28T14:03:07","date_gmt":"2019-05-28T13:03:07","guid":{"rendered":"https:\/\/taxfix.com\/en-uk\/?p=113"},"modified":"2026-03-17T16:49:08","modified_gmt":"2026-03-17T16:49:08","slug":"self-employed-taxes","status":"publish","type":"post","link":"https:\/\/taxfix.com\/en-uk\/self-employed-tax-returns\/self-employed-taxes\/","title":{"rendered":"What taxes do self-employed have to pay?"},"content":{"rendered":"\n<p>Wondering what taxes self-employed people have to pay? Just like employees, self-employed people have to pay income tax and National Insurance contributions.<\/p>\n\n\n<\/div> <!-- .c-body -->\n\n<div class=\"b-cta-mini m-blue m-align-left\">\n    \n    <div class=\"b-cta-mini__content\">\n\n        \n        \n        <div class=\"b-cta-mini__body\">\n            <div class=\"b-block-body\"><p><span class=\"notion-enable-hover\" data-token-index=\"0\">Our <strong>Making Tax Digital (MTD) software<\/strong> for landlords and sole-traders with built-in accountant support is now live. <strong>First month for free!<\/strong><br \/>\n<\/span><!-- notionvc: 227cc3b6-c5da-4b2e-bf21-eb65dbbc1eac --><\/p>\n<ul>\n<li>Accountant-led onboarding &amp; support<\/li>\n<li>Simple-to-use software<\/li>\n<li>Affordable pricing options \u2013 from \u00a324.99\/month<\/li>\n<\/ul>\n<\/div>\n        <\/div>\n\n        \n        \n        <div class=\"b-cta-mini__action\">\n\n            <a href=\"https:\/\/taxfix.com\/en-uk\/mtd-for-itsa\/\" class=\"c-button m-large  m-mobile-fullwidth\">Learn more<\/a>\n\n\n        <\/div>\n\n        \n    <\/div>\n<\/div> <!-- .b-cta-mini -->\n\n<div class=\"c-body\">\n\n\n\n\n<p>The only difference is that they\u2019re not collected automatically through PAYE. Basically, instead of an employer doing it for you, you have to calculate them yourself then file a Self Assessment tax return.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"embed-container\"><iframe loading=\"lazy\" title=\"Tax in 10(ish) seconds - what does it mean to be self-employed?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/-3ownjwzY8g?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">What\u2019s the personal allowance for the self-employed?<\/h2>\n\n\n\n<p>First of all, (just in case you\u2019re not quite sure) a personal allowance is the amount of money you can earn without having to pay Income Tax or, as of April 2024, National Insurance. <\/p>\n\n\n\n<p>Check out the table below for the latest income tax rates.<\/p>\n\n\n<\/div> <!-- .c-body -->\n\n<div class=\"b-highlight-mini m-neutral m-align-left\">\n    <div class=\"b-block-body\">\n        <p><span style=\"font-weight: 400;\">The <\/span><b>income tax<\/b><span style=\"font-weight: 400;\"> rates in the 2025\/26 tax year \ud83d\udc47<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>Income<\/strong><\/td>\n<td><strong>Tax rate<\/strong><\/td>\n<td><strong>Tax band<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Up to \u00a312,570<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Personal allowance<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u00a312,571 to \u00a350,270<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Basic rate<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u00a350,271 to \u00a3125,140<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Higher rate<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">over \u00a3125,141<\/span><\/td>\n<td><span style=\"font-weight: 400;\">45%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Additional rate<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n    <\/div>\n<\/div> <!-- .b-highlight-mini -->\n\n<div class=\"c-body\">\n\n\n\n\n\n<h2 class=\"wp-block-heading\">I have more than one job<\/h2>\n\n\n\n<p>Go you! If you have two or more jobs, a combination of being an employee and self-employed, make sure that your personal allowance is applied to the one where you make the most money.<\/p>\n\n\n\n<p>On your <a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/tax-code\/\">tax code<\/a>, here are the letters to look out for.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your main employment has the tax code ending in L<\/li>\n\n\n\n<li>Your secondary job will have the tax code D0, D1, or BR<\/li>\n<\/ul>\n\n\n\n<p>To make changes to this, you should get in touch with HMRC directly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to calculate your income tax rate<\/h2>\n\n\n\n<p>This is where it gets a little tricky, so listen up! \ud83d\udd0a<\/p>\n\n\n\n<p>Self-employed people pay Income Tax on <strong>profits only<\/strong>. This is different to employees who pay Income Tax on <strong>total income<\/strong>.<\/p>\n\n\n\n<p>To calculate your profit, deduct your <a href=\"https:\/\/taxfix.com\/en-uk\/self-employed-claimable-expenses\">claimable expenses<\/a> from your self-employed income (if you have any). Or, if maths isn\u2019t something you want to be involved with, use our tax calculator instead.<\/p>\n\n\n<div data-react=\"tooltip-provider\"><\/div>\n\n    <div class=\"c-block-calculator\">\n\n    <div class=\"c-block-calculator__container\">\n\n\n    <div data-react=\"second-job-calculator\" data-options='{\n        \"title\": \"\",\n        \"lead\": \"\"\n    }'>\n        <!-- Default calc code -->\n\n        <div class=\"sc-giYgFv fzUHXQ\"><div class=\"sc-ezbkgU bcxCiI\"><div class=\"sc-bYoCmx RakSM\"><div width=\"100%\" aria-expanded=\"false\" class=\"DropdownSelect__Container-sc-1iiysit-0 evEFoA\"><button width=\"100%\" class=\"DropdownSelect__LabelContainer-sc-1iiysit-1 egNJwI\"><span class=\"DropdownSelect__Label-sc-1iiysit-2 loOBxi\">Tax year 2024\/25<\/span> <span class=\"DropdownSelect__Arrow-sc-1iiysit-3 hcHQYJ\">\u25bc<\/span><\/button><\/div><\/div><\/div><div class=\"sc-dPiKHq jvrqXK\"><div class=\"sc-bBHHQT eyRCSV\"><h3 class=\"sc-khQdMy idLFkV\">Your situation<\/h3><img decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMzQiIGhlaWdodD0iNzYiIHZpZXdCb3g9IjAgMCAzNCA3NiIgZmlsbD0ibm9uZSIgeG1sbnM9Imh0dHA6Ly93d3cudzMub3JnLzIwMDAvc3ZnIj48cGF0aCBkPSJNMzIuMjUgMzQuOTMzNVYxLjg0OTYxSDIwLjE0OTlDMTcuNzQ5OSA5LjA0OTYxIDExLjA1IDEzLjY0OTYgMS43NSAxNC4xNDk2VjI2Ljk0OTZDNy45NSAyNi45NDk2IDEzLjg0OTkgMjUuMDQ5NiAxNy44NDk5IDIxLjg0OTZWMzQuOTMzNU0xNy44NDk5IDU1LjUxODhWNzQuMDQ5NkgzMi4yNVY1OS40OTQ1VjU1LjUxODgiIHN0cm9rZT0iYmxhY2siIHN0cm9rZS13aWR0aD0iMiIgc3Ryb2tlLWxpbmVjYXA9InJvdW5kIiBzdHJva2UtbGluZWpvaW49InJvdW5kIi8+PC9zdmc+\" alt=\"Outlined number one\" class=\"sc-cNKpQo gvneOt\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"Image of an arrow\" class=\"sc-AjmZR ctylzc\"><\/div><div class=\"sc-hUpaWb\"><form><div class=\"sc-kLwgWK gVgARU\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">Annual salary (gross)<\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><div class=\"Input__Container-sc-11yg3hb-0 jiJACg\"><input type=\"number\" min=\"0\" pattern=\"[0-9]*\" name=\"annualIncome\" class=\"Input__InputElement-sc-11yg3hb-1 gvuJbz\"><div class=\"Input__Suffix-sc-11yg3hb-4 eEnjn\">\u00a3<\/div><\/div><\/div><\/div><div class=\"sc-kLwgWK gVgARU\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">Self-employed income<\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><div class=\"Input__Container-sc-11yg3hb-0 jiJACg\"><input type=\"number\" min=\"0\" pattern=\"[0-9]*\" name=\"selfIncome\" class=\"Input__InputElement-sc-11yg3hb-1 gvuJbz\"><div class=\"Input__Suffix-sc-11yg3hb-4 eEnjn\">\u00a3<\/div><\/div><\/div><\/div><div class=\"sc-kLwgWK gVgARU\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">Self-employed expenses <div class=\"sc-eJwXpk byFCvI\"><span data-hint-default=\"Have you bought anything for your business e.g. office chair, software, etc.?\"><div class=\"sc-nVjpj eKPbQR\">?<\/div><\/span><\/div><\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><div class=\"Input__Container-sc-11yg3hb-0 jiJACg\"><input type=\"number\" min=\"0\" pattern=\"[0-9]*\" name=\"selfExpenses\" class=\"Input__InputElement-sc-11yg3hb-1 gvuJbz\"><div class=\"Input__Suffix-sc-11yg3hb-4 eEnjn\">\u00a3<\/div><\/div><\/div><\/div><\/form><\/div><\/div><div opacity=\"1\" class=\"sc-jgrIVw gcVyeu\"><div class=\"sc-gSQGeZ mqvVl\"><h3 class=\"sc-iNGGwv dFrXnM\">Tax and profit<\/h3><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"Outlined number two\" class=\"sc-lbhJmS hQoEOj\"><\/div><div class=\"sc-jeqYYF fOQSYu\"><ul class=\"sc-gWXaA-D byUbmH\"><li class=\"sc-cCcYRi TgcgA\"><div class=\"sc-iUKrWq jFZeFw\">Total earnings<\/div><div class=\"sc-efQUeY cGxXVa\">\u00a370,000<\/div><div class=\"sc-jcFkyM jRsQZY\"><div class=\"sc-caiKgP bVZKxP\">\u00a37,680 already sorted by your employer<\/div><div class=\"sc-caiKgP bVZKxP\">\u00a32,000 self-employment expenses<\/div><\/div><\/li><li class=\"sc-cCcYRi hPEaJy\"><div class=\"sc-iUKrWq jFZeFw\">Tax to pay<\/div><div class=\"sc-efQUeY cGxXVa\">\u00a310,117<\/div><div class=\"sc-jcFkyM jRsQZY\"><div class=\"sc-caiKgP bVZKxP\">\u00a39,146 income tax<\/div><div class=\"sc-caiKgP bVZKxP\">\u00a3971 class 4 National Insurance<\/div><\/div><\/li><li class=\"sc-cCcYRi hBbrsS\"><div class=\"sc-iUKrWq deKGkd\">What you&#8217;re left with<\/div><div class=\"sc-efQUeY jpRyzu\"><div class=\"sc-hiwReK ePeGmo\">\u00a350,203<svg width=\"90\" height=\"9\" viewBox=\"0 0 90 9\" fill=\"none\"><path d=\"M88.7252 3.17505C88.7252 3.17505 57.0997 -2.90497 1.32031 7.71404\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/div><\/div><\/li><\/ul><\/div><\/div><div class=\"sc-dJjZJu isonvD\"><button class=\"sc-hGPAah fmpGnU\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"Illustration\" class=\"sc-dlVyqM lhOciq\"><div class=\"sc-kfPtPH\"><div class=\"sc-fKVsgm kAXsua\">Calculation details<\/div><div class=\"sc-bBHwJV jdTgMA\"><span>Click here<\/span> to show how we&#8217;ve calculated your taxes<\/div><\/div><\/button><div class=\"sc-iwjezw jVHDsA\"><div class=\"sc-cTApHj\"><div class=\"c-body m-smaller\"><h2>How your taxes are calculated if you\u2019re both employed and self-employed<\/h2><p>As an employee, your employer calculates and deducts Income Tax and National Insurance contributions for you.<\/p><p>But because you\u2019ve earned over \u00a31,000 from self-employment, you need to submit a Self Assessment tax return to pay Income Tax and National Insurance on your earnings.<\/p><h3>PAYE taxes breakdown<\/h3><p>These are all deducted from your salary by your employer every month.<\/p><p>You pay no Income Tax on the first <strong class=\"sc-jObXwK hgXXrT\">\u00a312,570<\/strong> that you make.<br>You pay <strong class=\"sc-jObXwK hgXXrT\">\u00a35,486<\/strong> (20%) on your salary between \u00a312,570 and \u00a340,000.<\/p><p>You pay no NI contributions on the first <strong class=\"sc-jObXwK hgXXrT\">\u00a312,570<\/strong> that you make.<\/p><p>You pay<strong class=\"sc-jObXwK hgXXrT\">\u00a32,194 <\/strong> (8%) on your salary between \u00a312,570 and \u00a327,430<\/p><p>That\u2019s not all. Your employer is also required to pay separate NI contributions, but these won\u2019t come out of your wages. In your case they would need to pay an extra <strong class=\"sc-jObXwK hgXXrT\">\u00a33,785<\/strong> &#8211; you should see these on your payslip.<\/p><h3>Self-Employment tax breakdown<\/h3><p>You will need to submit a Self Assessment tax return and pay these taxes and contributions yourself. The deadline is January 31st of the following year.<\/p><p>You pay <strong class=\"sc-jObXwK hgXXrT\">\u00a32,054<\/strong> (20%) on your self-employment income between \u00a30 and \u00a310,270.<\/p><p>You pay <strong class=\"sc-jObXwK hgXXrT\">\u00a37,092<\/strong> (40%) on your self-employment income between \u00a310,270 and \u00a328,000.<\/p><p>You will also have to pay <strong class=\"sc-jObXwK hgXXrT\">\u00a3616<\/strong> (6%) on \u00a310,270 of your self-employment income.<\/p><p>You will have to pay an additional <strong class=\"sc-jObXwK hgXXrT\">\u00a3355<\/strong> (2%) on another \u00a317,730 of your self-employment income.<\/p><\/div><\/div><\/div><\/div><div class=\"sc-dJjZJu fhTjF\"><button class=\"sc-hGPAah fmpGnU\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"Illustration\" class=\"sc-dlVyqM lhOciq\"><div class=\"sc-kfPtPH\"><div class=\"sc-fKVsgm kAXsua\">Tax savings<\/div><div class=\"sc-bBHwJV jdTgMA\"><span>Click here<\/span> to show how to save your money<\/div><\/div><\/button><div class=\"sc-iwjezw jVHDsA\"><div class=\"sc-giYgFv fzUHXQ\"><div class=\"sc-ehCIER juizXs\"><div class=\"Form__FormRow-sc-32vt5e-0 ddlwSx\">Tax bill amount <strong class=\"sc-jObXwK hgXXrT\">\u00a310,117<\/strong><\/div><div class=\"Form__FormRow-sc-32vt5e-0 ddlwSx\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">I want to pay by<\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><div class=\"DatePicker__Container-sc-ix9an7-0 eYFeuM\"><div class=\"DatePicker__DayContainer-sc-ix9an7-1 cfckbu\"><select name=\"day\" width=\"100%\" aria-label=\"Day\" class=\"Select__Container-sc-c9lp90-0 iTqHPI\"><option value=\"\">Day<\/option><option value=\"1\">1<\/option><option value=\"2\">2<\/option><option value=\"3\">3<\/option><option value=\"4\">4<\/option><option value=\"5\">5<\/option><option value=\"6\">6<\/option><option value=\"7\">7<\/option><option value=\"8\">8<\/option><option value=\"9\">9<\/option><option value=\"10\">10<\/option><option value=\"11\">11<\/option><option value=\"12\">12<\/option><option value=\"13\">13<\/option><option value=\"14\">14<\/option><option value=\"15\">15<\/option><option value=\"16\">16<\/option><option value=\"17\">17<\/option><option value=\"18\">18<\/option><option value=\"19\">19<\/option><option value=\"20\">20<\/option><option value=\"21\">21<\/option><option value=\"22\">22<\/option><option value=\"23\">23<\/option><option value=\"24\">24<\/option><option value=\"25\">25<\/option><option value=\"26\">26<\/option><option value=\"27\">27<\/option><option value=\"28\">28<\/option><option value=\"29\">29<\/option><option value=\"30\">30<\/option><option value=\"31\">31<\/option><\/select><\/div><div class=\"DatePicker__MonthContainer-sc-ix9an7-2 ffRNEr\"><select name=\"month\" width=\"100%\" aria-label=\"Month\" class=\"Select__Container-sc-c9lp90-0 iTqHPI\"><option value=\"\">Month<\/option><option value=\"1\">Jan<\/option><option value=\"2\">Feb<\/option><option value=\"3\">Mar<\/option><option value=\"4\">Apr<\/option><option value=\"5\">May<\/option><option value=\"6\">Jun<\/option><option value=\"7\">Jul<\/option><option value=\"8\">Aug<\/option><option value=\"9\">Sep<\/option><option value=\"10\">Oct<\/option><option value=\"11\">Nov<\/option><option value=\"12\">Dec<\/option><\/select><\/div><div class=\"DatePicker__YearContainer-sc-ix9an7-3 FodKw\"><select name=\"year\" width=\"100%\" aria-label=\"Year\" class=\"Select__Container-sc-c9lp90-0 iTqHPI\"><option value=\"\">Year<\/option><option value=\"2026\">2026<\/option><option value=\"2025\">2025<\/option><option value=\"2024\">2024<\/option><\/select><\/div><\/div><\/div><\/div><div class=\"Form__FormRow-sc-32vt5e-0 ddlwSx\"><div class=\"Form__FormRowTitle-sc-32vt5e-2 coHrqe\">Savings frequency<\/div><div class=\"Form__FormRowItem-sc-32vt5e-3\"><select name=\"frequency\" width=\"100%\" class=\"Select__Container-sc-c9lp90-0 iTqHPI\"><option value=\"\">Choose\u2026<\/option><option value=\"1\">Daily<\/option><option value=\"7\">Weekly<\/option><option value=\"14\">Fortnightly<\/option><option value=\"30\">Monthly<\/option><option value=\"90\">Quarterly<\/option><\/select><\/div><\/div><\/div><div class=\"sc-lcequs GiOiG\"><p>You need to save<\/p><div class=\"sc-efQUeY jpRyzu\">\u00a315.19 per day<\/div><p>to pay your \u00a310,116.80 tax bill by 31\/1\/2026 which is in 666 days<\/p><\/div><\/div><\/div><\/div><\/div>\n\n        <!-- END Default calc code -->\n    <\/div>\n\n\n    <\/div> <!-- .c-container -->\n<\/div> <!-- .c-block-calculator -->\n\n\n\n\n\n<h2 class=\"wp-block-heading\">National Insurance Contributions (NIC) for self-employed<\/h2>\n\n\n\n<p>If you\u2019re self-employed and your profits are above the personal allowance, you have to pay National Insurance with the following rates. <\/p>\n\n\n<\/div> <!-- .c-body -->\n\n<div class=\"b-highlight-mini m-neutral m-align-left\">\n    <div class=\"b-block-body\">\n        <p><b>National Insurance<\/b><span style=\"font-weight: 400;\"> rates in the 2025\/26 tax year \ud83d\udc47<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>NI class<\/strong><\/td>\n<td><strong>Who pays?<\/strong><\/td>\n<td><strong>How much?<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Class 1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Employees earning over \u00a312,570<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8% on earnings between \u00a3242 and \u00a3967 per week<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2% if you earn \u00a3967+ per week<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Class 1A\/1B<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Employers<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Class 3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Voluntary contributions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00a317.75 per week<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Class 4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Self-employed earning over \u00a312,570<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6% on profits between \u00a312,570-\u00a350,270<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2% on profits over \u00a350,270<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n    <\/div>\n<\/div> <!-- .b-highlight-mini -->\n\n<div class=\"c-body\">\n\n\n\n\n\n<p>If you\u2019re self-employed but do not generate enough profit to make compulsory National Insurance contributions, you can make voluntary contributions.&nbsp;<\/p>\n\n\n\n<p>You may be wondering, <em>why would anyone volunteer to pay tax<\/em>? \ud83d\ude05<\/p>\n\n\n\n<p>In fact, making voluntary contributions is not only quite common but it&#8217;s very helpful in the long run. It means no matter what and how you&#8217;re earning, you can contribute to your <a href=\"https:\/\/taxfix.com\/en-uk\/glossary\/state-pension\/\">state pension<\/a> entitlement. <\/p>\n\n\n\n<p>If you want to check how much you\u2019re currently entitled to, you can do this <a href=\"https:\/\/www.gov.uk\/check-state-pension\">here<\/a>.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">When to pay self-employed tax?<\/h2>\n\n\n\n<p>Here are the dates to keep in your diary.<\/p>\n\n\n<\/div> <!-- .c-body -->\n\n<div class=\"b-highlight-mini m-neutral m-align-left\">\n    <div class=\"b-block-body\">\n        <p><span style=\"font-weight: 400;\">Key dates in the current <\/span><b>2025\/26 tax year \ud83d\udc47<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Deadline<\/b><\/td>\n<td><b>Date<\/b><\/td>\n<td><b>Year<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Tax year starts<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6th April<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2025<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Tax year ends<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5th April<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2026<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Register for self assessment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5th October<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2026<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pay tax bill by PAYE salary<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30th December<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2026<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Self assessment deadline<\/span><\/td>\n<td><span style=\"font-weight: 400;\">31st January<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2027<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n    <\/div>\n<\/div> <!-- .b-highlight-mini -->\n\n<div class=\"c-body\">\n\n\n\n\n\n<p>If you choose to pay your tax bill through Self Assessment, here are some of the ways to pay NIC:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Postal cheque<\/li>\n\n\n\n<li>Approve a payment through your online bank account<\/li>\n\n\n\n<li>At your bank\/building society<\/li>\n\n\n\n<li>Via direct debit<\/li>\n<\/ul>\n\n\n\n<p>If you want to know more how to pay National Insurance contributions if you\u2019re self-employed, check out our detailed guide <a href=\"https:\/\/taxfix.com\/en-uk\/self-employed-tax-returns\/self-employed-how-to-pay-ni\/\">here<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">I\u2019m self-employed and need help with my taxes! \ud83d\ude2b<\/h2>\n\n\n\n<p>Whether you need a hand sorting your Self Assessment tax return or simply need tax advice, our accredited accountants are more than happy to help!&nbsp;<\/p>\n\n\n\n<p>Learn about our tax services <a href=\"https:\/\/taxfix.com\/en-uk\/services\/\">here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wondering what taxes self-employed people have to pay? Just like employees, self-employed people have to pay income tax and National Insurance contributions. The only difference is that they\u2019re not collected automatically through PAYE. Basically, instead of an employer doing it for you, you have to calculate them yourself then file a Self Assessment tax return. [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[441,440],"tags":[348,137,411],"class_list":["post-113","post","type-post","status-publish","format-standard","hentry","category-general-self-employed-tax-faqs","category-self-employed-tax-returns","tag-income-tax","tag-national-insurance","tag-self-employed"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What taxes do self-employed have to pay? &#8211; Taxfix<\/title>\n<meta name=\"description\" content=\"Self employed people have to pay income tax and National Insurance just like employees. 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