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Investments, savings and the 60% tax trap

File your taxes for multiple income sources confidently and accurately, without leaving money on the table. Have a UK-accredited accountant check your position and file for you with Taxfix.

Taxfix investors

Multiple income sources. One tax deadline.

Taxfix knows your situation, and has helped others like you.

Absolutely brilliant, so quick, professional and knowledgeable. I didn't think anyone would be able to do my tax return so quick and at this late stage. I had some complexities which were almost impossible to enter in the Online Tax return but my Taxfix accountant managed to circumnavigate this and saved me a substantial amount of money. Highly recommended.

Roy

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See our expert tax session for high earners

Even sharp eyes miss something across salary, investments and savings. Our expert accountant shows you exactly what to check before you file.

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Bright green graphic featuring bold black text that reads “5 tax blind spots high earners overlook”, with the heading “Investments, savings & salary” above and the Taxfix logo at the bottom right.

Why Taxfix?

Taxfix is Europe's largest tax filer platform

Qualified accountants

UK-based, ACCA, CIMA, or CTA accredited, with 5+ years’ experience.

The most trusted all-in tax platform

Accuracy Guarantee

Your return filed right, or we fix it at no extra cost. T&Cs apply.

Your tax return filed right

Rated by thousands

4.8/5 stars from 7,000+ UK reviews on Trustpilot

How it works

HMRC don't make it easy. We do. Here's how three simple steps get your first Self Assessment done and dusted.


Answer a few simple questions to file your tax returns onlilne easily and accurately

01

Answer a few simple questions

And we mean a few. After a couple of minutes of answering questions online we’ll have everything we need to start preparing your tax return.

02

Find the right plan for you

Select the support that fits your needs – from basic accurate filing to full HMRC defense and ongoing tax optimisation throughout the year.

Your online accountant will file your tax returns

03

Meet your accountant

Meet your dedicated accountant who takes over from here – checking accuracy, maximising deductions, and filing with HMRC. You’re in expert hands.

Who’s my accountant?

Each accountant is vetted before they can join our superstar community. Most own their own practice, all have 5+ years industry experience.

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100% UK-based accounting community

A hand-vetted group of ~150 practitioners

Rated 4.8* out of 5 from 7k+ reviews

Accredited by the major UK accounting bodies

Regular quality audits to maintain a gold standard

Plans to fit your needs

All plans include accurate filing. Up to 40% off for new customers when purchasing an annual plan. T&Cs apply.

Save £70

Prepared & Filed Accurately

£169

Expert sign off included, so you know it’s right

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Accountant prepares & files your Self Assessment

Accuracy Guarantee

Message your accountant during filing

If your situation is straightforward, this is enough.

Save £100

Filed, Optimised & Protected

£249

We find what you’re owed, and protect you if HMRC asks questions

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Everything in Prepared & Filed Accurately

Deduction & relief optimisation + strategic tax-planning call

Full HMRC protection (audit + letter support)

Most filers choose this – if you’d rather not leave money on the table.

Save £150

Filed + a Year-Round Tax Partner

£499

An accountant on retainer, helping you stay on top of your tax position all year

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Everything in Filed, Optimised & Protected

Year-round access to your accountant

Annual tax efficiency review

HMRC agent representation

If your situation is more complex, or you want year-round accountant support.

Prepared & Filed AccuratelyFiled, Optimised & ProtectedFiled + a Year-Round Tax Partner
Price£99£149£349
Accountant prepares and files your return
Accuracy Guarantee
HMRC integration
Tax optimisation, delivered through a consultation call with your accountant
HMRC audit & letter support
UTR Registration
Year-round accountant access & annual tax efficiency review
HMRC agent representation
Accountant accessMessaging while filing your returnMessaging on anything related to your return + consultation callYear-round messaging and scheduled calls, any tax topic
Prepared & Filed Accurately
Filed, Optimised & Protected
Filed + a Year-Round Tax Partner
Price
£99
£149
£349
Accountant prepares and files your return
Accuracy Guarantee
HMRC integration
Tax optimisation, delivered through a consultation call with your accountant
HMRC audit & letter support
UTR Registration
Year-round accountant access & annual tax efficiency review
HMRC agent representation
Accountant access
Messaging while filing your return
Messaging on anything related to your return + consultation call
Year-round messaging and scheduled calls, any tax topic

Here’s everything that’s included

All of our tax return services are filed by a UK-accredited accountant and covered by our Accuracy Guarantee.

Choose your plan

It's never as simple as 'just one salary'

Dividends, RSUs, Capital Gains, savings interest, plus the 60% tax trap all take time to make sense of. And with tax-free thresholds dropping across the board, there has never been a better time to have an expert look over your tax return.

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Still have questions?

Here are some common questions we've gotten from investors.

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The type and amount of tax you pay depends on what kind of investment income you’re earning. This can include Income Tax, Capital Gains Tax, and/or Dividend Tax

If you’re invested in a small business or start-up that is part of the Enterprise Investment Scheme (EIS), you’ll be eligible for EIS loss relief if the business fails. It’s a type of tax relief available to you when you sell your shares of an EIS business at a loss. The tax relief allows you to reduce the amount of tax you pay to HMRC

A dividend is a sum of money you might receive if you own shares in a profitable limited company. There is a yearly tax-free dividend allowance, which for the year 2025/26 is £500. This means you won’t need to pay tax on any dividend income under £500. If you do make more, you pay tax based on what salary band you fall into and will need to report it to HMRC through a tax return.

Depending on your situation, you could need to pay Capital Gains Tax and/or Income Tax. If you’re only spending, selling or exchanging crypto, you’ll likely only owe Capital Gains Tax on your profits over £6,000 because HMRC considers crypto an asset in this instance.

If you’re mining, staking, getting paid in crypto or receiving crypto airdrops, you’ll probably owe Income Tax on earnings above £12,570 (your Personal Allowance) because HMRC considers these actions earning an income.

HMRC considers regular trading an income-generating activity, which means you’ll likely need to pay Income Tax and National Insurance Contributions on earnings more that £12,570.

Investing, on the other hand, is seen as more of a one-off type transaction and more likely to be subject to Capital Gains Tax

“Payment on Account” means that you pay tax in two instalments:

First in January (the usual deadline for paying the tax bill for last year), second in July.

In your first year as self-employed, you will likely have to pay 150% of your tax bill in one go.

For example: your tax bill for 2019/20 is £9,000. You need to pay this in full by January 31st 2021, but you also need to pay an additional advance payment of £4,500 (50% of £9,000) at the same time.

Finally, you have to pay another £4,500 by July 31st 2021.


Basically, it's an advance payment. If you turn out to earn less or more this tax year, HMRC will adjust it for you, and refund if needed.


Also, if you earn more than 80% of your income through PAYE, you won't need to use Payments on Account.

Yes.

For example: you works as a restaurant waiter in the morning and drive an Uber in the evenings. You will have to file a tax return for your Uber income.